One can only hope they will not have to face a serious accident throughout their lives, but unfortunately, it does happen. Occasionally, no matter the magnitude of the accident, the other driver of the car they got in an accident with may be uninsured. Again, hopefully there is no accident to begin with, but depending on the insurance you have, it may be very beneficial to you in the long run. Many insurance companies offer an Uninsured Driver Coverage plan in which the driver who was hit by an uninsured driver is completely void of charges for the accident, regardless of whose fault it truly was.
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Additionally, it is important to find an attorney who is qualified and experienced in the field of uninsured, as well as underinsured, driver accidents. Essentially, an underinsured driver is exactly what it sounds like: a driver who is not of the correct level of insurance to cover the accident they were in. In both cases, a qualified attorney will be able to help make sure the driver with correct insurance is the one who does not face any sort of loss. For a quick example, say two drivers get in a car accident and the case is worth $100,000. Driver A has insurance that covers up to $150,000, but driver B only has insurance that covers $50,000. With the help of your insurance agency and an attorney, Driver B may be completely responsible for all losses and Driver A may not face any loss. Again, it is very important to have an attorney who is knowledgeable in this field, as some attorneys may not be as experienced as others.
If you or a loved one has faced a car accident, regardless of the size, with another driver who was either uninsured or underinsured, it is important to contact a well-qualified attorney. Contact the attorneys at Salter Ferguson today.