If you or someone you love has been involved in a car accident, you may have questions about how to file a car accident lawsuit. The goal of filing a car accident lawsuit is to obtain a fair financial settlement that enables you to get on with life.
When the other driver, drivers, or his or her insurer or car accident attorney won’t offer a reasonable financial settlement offer, it’s probably time to file a car accident lawsuit in Alabama civil court.
There’s frequent confusion about the differences between car accident lawsuits and car insurance claims. Because settlements could occur in a lawsuit or claim, it’s important to note that a car accident lawsuit allows you to recover maximum financial compensation necessary to pay for medical bills, lost income or wages, or pain sustained from the car accident.
A car insurance claim might cover the cost of car repairs and some of your medical bills, but it’s unlikely to pay for the full range of damages you experienced from the car accident.
A car accident claim results after you advise the insurance company about a loss you want to collect upon under the applicable insurance policy provisions. Negotiations, if any, will usually occur between the company’s insurance adjuster and you.
In comparison, a car accident lawsuit is a legal claim filed in Alabama civil court. The plaintiff in a car accident lawsuit seeks to recover financial damages from the party being sued (the defendant). If you want to initiate a car accident lawsuit, here’s how you do it:
The plaintiff isn’t required to have a car accident attorney but, for many reasons, it’s important to do so.
In addition, a car accident lawsuit is expensive. In many instances, experts must be identified to support the plaintiff’s claim. Car accident lawsuits are also extremely time-consuming. For that reason, many car accident cases are settled out of court.
If you or someone you love has been seriously injured in an Alabama car accident, contact the Birmingham car accident lawyers at Salter Ferguson, LLC to arrange an initial case evaluation at 877-298-4878.
The articles on this blog are for informative purposes only and are no substitute for legal advice or an attorney/client relationship. If you are seeking legal advice, please contact our law firm directly.